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Credit Card Debt:

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Author: Alexander Daskaloff
Publisher: Avon
Category: Book

List Price: $6.99
Buy New: $3.42
You Save: $3.57 (51%)



New (18) Used (19) from $2.36

Rating: 4.5 out of 5 stars 16 reviews

Media: Mass Market Paperback
Pages: 224
Number Of Items: 1
Shipping Weight (lbs): 0.4
Dimensions (in): 6.5 x 4.2 x 0.7

ISBN: 0380807009
Dewey Decimal Number: 332.765
EAN: 9780380807000

Publication Date: April 6, 1999
Availability: Usually ships in 1-2 business days

Features:
  • ISBN13: 9780380807000
  • Condition: NEW
  • Notes: Brand New from Publisher. No Remainder Mark.
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Editorial Reviews:

Product Description

Leave Home Without It...

Membership has its privileges, but it also has a huge share of disadvantages. Without the proper know-how and guidance, you could find yourself buried beneath an avalanche of credit card debt. Millions of Americans are just like you and are currently attempting to pay off $450 billion to credit card companies. It's in a credit card company's best interest to keep you in debt-after all that's how they make their real money. Even by following their rules, you can quickly be put at a disadvantage. It seems as if there is no light at the end of the tunnel- that is, until now.

And All That Goes With It

Whether you are overwhelmed by credit card debt or trying to prevent it altogether, Credit Card Debt has the answers. The author's basic three-step program provides the information you need to reduce interest rates, eliminate fees, and negotiate with credit card companies to keep your credit report clean. Uniquely designed to help you organize, analyze and reduce your debt, this book helps you understand how credit card companies make their money, how credit cards work, and how to use them responsibly.


Customer Reviews:
Showing reviews 1-5 of 16



4 out of 5 stars Sound Book with Helpful Tips   January 19, 2009
John J. Demarchi Jr. (New York, NY)
This is a good book, that can definitely help people struggling with credit card debt.

More good tips can also be found in videos on http://www.youtube.com/user/eltmaneltmancooper, at http://www.eltmanlaw.com and at http://www.myspace.com/eltmaneltmanandcooper and http://www.facebook.com/profile.php?id=1400491744&v=info&viewas=1400491744#/profile.php?id=1400491744&ref=profile.

Thanks!



5 out of 5 stars Credit Card Debt book   May 10, 2008
lbeeba (Grove City, Ohio USA)
If you are looking for a lot of good information, and plenty of options on how to help get out of debt this is the book for you. I bought three debt books from Amazon, and this was the best of them all. This book costs the least amount of the three books I purchased. You can refer to this book year after year for refresher ideas.


4 out of 5 stars Every person who has a credit card should read this book!   March 27, 2008
CB2712 (Portland, OR)
I wish I had read this book 10 years ago. I really liked the way the author put forth, in plain language, what I could do to get out of credit card debt. Organization is key and so is reading the fine print on the back of your credit card statement. I thought that the charts in the book were a bit too complicated for my taste and that the simple notebook approach with a page for each credit card, worked better for me.


5 out of 5 stars Freeloader   October 22, 2007
JSBM (San Diego, CA)
1 out of 1 found this review helpful

According to the author of Credit Card Debt, a freeloader is what credit card companies call the smart individuals who pay off their debt every month (they've gone to a less likable "deadbeat" since the printing of this book).

While the information is almost a decade old, there is still a wealth of knowledge in this book and most of the core principles are still valid. Daskaloff describes the credit card industry in terms of specific credit cards and accounts for specific people: those who pay their cards off every month; those who carry a balance; people who are very disciplined; etc., and this format is very helpful for the average consumer. The book is an easy ready, but one that is recommended for those who want to learn the basics on the industry that is shaping our culture.

All in all, it's a good book and is well worth the $7.



3 out of 5 stars good information   March 30, 2004
16 out of 22 found this review helpful

All right, here is my review: I think this book is not bad at all. It gives some very useful information about credit cards and credit card issuers. It is always very useful to have this info in your mind, although some of them are really straightforward and clear. Sometimes you need to read it in someonewelse's words even you know it. By the way, if you really don't know how to organize your finances like writing down your balance and credit limit on a piece of paper, you should really read this book!

Ok, that was the good part about the book. What about the rest? Don't we all know how to try to get lower interest from issuer and high interest rate induces high interest on top of your balance in every billing cycle? We know what a transfer balance with promotional rate is etc. and how to use it in our advantage. If you don't, Read this book.

Do you know what is the magical trick behind all of this credit card debt reduction techniques! I'll tell you that. PAY YOUR BALANCES. From no book you cannot get any information about how to reduce your debt without paying money. So, don't spend much, but try to pay as much as you can. Booom, you reduce your credit card debt. That simple.

Last words, this book covers some useful info you might not have known at all. Maybe it should be called "credit cards for dummies". Aren't we all little bit dummy in this field?

Showing reviews 1-5 of 16


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